Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
Welcome to LoansChannel

Apply To Borrow from £100 to £25,000*

  • Apply For £ 50 - £ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit
  • PERSONAL Loans
  • SHORT TERM Loans

Representative example: £500 borrowed for 5 months. Total amount repayable is £999.85 in 5 monthly instalments of £198.37.

interest charged is £491.85, Interest rate 236.1% pa (variable). Representative 481.6% APR.

What Are
Unsecured Loans?

If you don’t have any collateral for a loan, the best option you have is an unsecured loan. Going for an unsecured loan requires no collateral to be approved. However, interest rates are slightly higher than secured loans. Typical unsecured loans are credit cards, student loans, payday loans, and more. Lenders don’t need to do a credit check but interest rates may depend on your credit standing.

Secure Process

The platform is highly secured and protected. You don’t have to worry about the information you provide. The information provided online passes along a secured channel that ensures data integrity and prevents it from being compromised. It is guaranteed safe and secured.

Paid Into Your Account

The payment goes directly to your account fast and without hassle. In just a few minutes, you’ll get the funds that you need when you need it. You don’t have to visit banks while waiting for hours just to get an approval. It is the most convenient way to borrow funds in case of emergencies.

Credit Problems*

Your credit won’t be a hindrance when applying with us. The lender doesn’t do credit checks. It is available to everyone regardless of their credit levels. So if you’re hesitant about applying for a loan, don’t be. Even with poor or bad credit, you can still borrow the funds you need whenever you need it.



Having no collateral to provide, you are still eligible to apply for an unsecured loan.
However, in most cases, borrowers with poor credit history tend to have higher interest rates. The repayment terms can also get a little difficult for them. Still, this is the best option available especially during emergency cases. Unsecured loans are available to borrowers even without any collateral as a security deposit.



Examples of unsecured loans are student loans, credit cards, payday loans, signature loans, small business loans, peer to peer loans, and more. Lending companies cannot seize a borrower’s asset if they even fail to make a payment or miss several payments. However, lenders may take you to court in an event where you can’t fulfill the terms of the loan. Failure to meet the terms could severely affect your credit and may prevent better credit opportunities in the future.

How Do I Apply?

What Are Payday

Payday loans are types of high approval loans that require no asset as a security deposit. The lender will not require the borrower to provide a collateral for this type of loan. However, the creditor may need documents to prove the borrower’s capability to fulfill the terms of the loan. They may require an employment verification or a proof of income. Borrowers may repay the creditor on their next payment schedule.

What Are Guarantor

This type of loan requires a guarantor to co-sign the loan agreement before it is awarded to the borrower. The guarantor will serve as a representative if in case the borrower fails to make a payment or defaults on the loan. It is recommended that the borrower knows the guarantor completely before proceeding with the quick loan. The guarantor will have to inherit the debt if in case the borrower cannot meet the terms of the loan.

What Are Logbook

Logbook loans are types of easy loans that require the borrower to hand over the ownership of a particular asset to the lender. For example, the borrower may have to provide their bill of sale and registration of their vehicle to the lender as a security deposit. They may still continue to use the vehicle. However, if the borrower defaults on the loan, the lender has the right to take away the vehicle as a collateral for the loan.

All Credit Histories Considered

Unsecured Finance In The Uk

Having a bad credit limits the opportunities in applying for loans. But not with us. All credit levels are eligible to apply as long as you meet the qualifications for the loan. The application process is simple and requires no complicated documents in order to proceed. Sign up now and have the funds you need whenever you need it!


You don’t have to worry about having a poor credit history. We require no credit check and the loan application is incredibly easy and fast. You can have the funds you need in just a few minutes. It is fast, convenient, and highly reliable.

The process is online. You can do it anywhere and anytime. You can even do it in the comfort of your homes. There’s no need for you to go to the banks and waste your precious time.

Applying for a loan is as easy as pie. Just complete an online form and provide the required documents. You can have it completed in as fast as two minutes. Once your application has been approved, we send the money directly to your checking account. No fuss, no hassle.

We offer personalized services just for you. If you need additional information or want to add a request, you may contact our support team.

How Does it Work?

  • 2The information that you provide stays secured no matter what. Our platform is guaranteed to keep your personal and credit information safe and protected.

    Secured Transaction

  • 4

    Absolutely Free

    Our service is complete free of charge. You don’t have to spend anything to use our services. Hit “Apply Now” and see for yourself.

  • 1

    Easy and Convenient

    Just hit the “APPLY” button and follow the instructions provided. You need to complete an online form and enter your information. You can easily have it completed as fast as two minutes.

  • 3

    Fast Approval Process

    You don’t have to wait for hours in order to be approved. After completing the form, you will be notified immediately as soon as you are good to go. Processing time would only take minutes.

Must I Have A


In certain cases, lenders require a guarantor if the borrower has a poor or bad credit. However, if you have a good credit line, there’s no need for you to provide a guarantor to take advantage of our services.

Whats's In It

For Us?

You can take advantage of an extremely convenient service even without leaving your homes. You can make a purchase online or offline without having to go to the banks and wait for long lines. If you need instant cash without having to deal with your poor credit line, you can start by simply hitting a button.


How Do I Apply?

The application is easy and can be done in just a few minutes. Just click “Apply Now” and complete a form online. Once you have it done, submit it back along with the required documents for your approval. The approval process takes a few minutes. Once approved, the funds go to your checking account immediately.

How Long Does It Take

To Get Paid Out?

Once approved, funds are automatically deposited to your account in just a few minutes to an hour. You don’t have to waste a day just to get a loan approved and deposited to your account.

What Happens I Lie

On My Application?

Lying on a loan application is extremely not recommended as penalties can be severe. Although your lender might not be able to verify the authenticity of your documents, once the lie is caught, they can reject the application immediately. Worse, they can add penalties and additional fees on your repayment.

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What Product Can

You Help Me With?

We offer a variety of service that you can take advantage of. You can apply for a different type of loans perfect for your needs. We offer unsecured loans at reasonable interest rates. You can also reach out to our customer support team for more details. If you need cash on the same day of application, just let us know.

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What Happens If

I Miss Payments?

While we understand that there are circumstances or emergency situations that prevents you from paying on time, we can always provide alternative solutions to make it easier for you. In case you need assistance on your repayment terms, you can reach us using the contact details we have provided.
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Payment Method?

Stuck in a desert without gas money or just went out to grab a bite but with no cash? Things like this could happen but there’s always a way out. Our online payment platform can give you the funds you need on the same day. You don’t have to wait another day just to get out of a difficult situation. We got it covered for you and all you need to do is to push a button.